Terms and Conditions of Use of this Website
Please read these terms and conditions carefully. By making use of this website, you agree to be bound by the terms and conditions set out below and any additional terms and conditions set forth on individual pages of the website. If you do not wish to be bound by these terms and conditions, do not continue to use or access this website.

Copyrights and Trademarks
The contents of this website, including all text, graphics, logos, trademarks, service marks, slogans and other material, are protected under United States and foreign copyright and trademark laws. You may not sell, reproduce, distribute or otherwise use the material in this website, or any part thereof, in any way for any public or commercial purpose. You may download a copy of the information for your own, non-commercial use. You must have our written permission to distribute copies of the information to others. To request such permission, send an e-mail to webmaster@rca-insurance.com. You must retain all copyright and other proprietary notices contained in the original material on any copy you make. You may not use any trademarks, service marks, slogans or logos contained in this website without the written permission of the owner.

Accuracy of Information Contained in this Website
The information contained in this website is subject to change without notice. However, there is no commitment to update the information contained herein. RCA makes no representations or warranties with regard to the information contained herein. You are responsible for evaluating the quality, accuracy, completeness, and usefulness of all information and opinions provided in this website. In providing the information contained in this website, RCA and any third party authors of the information provided are not rendering any legal, accounting or other professional advice or opinions on specific facts or matters. RCA assumes no liability whatsoever in connection with your use of this information. You should always consult with your own professional advisors with respect to your situation.

RCA MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. RCA HEREBY DISCLAIMS ALL WARRANTIES WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL RCA BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION BASED ON CONTRACT, NEGLIGENCE OR OTHER TORT, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEBSITE. RCA MAKES NO WARRANTIES OR GUARANTEES THAT ANY INFORMATION DIRECTLY OR INDIRECTLY TRANSMITTED TO OR FROM THIS SERVER IS SECURE OR THAT ANY INFORMATION CONVEYED WILL BE PRIVATE.

Product and Service Information
RCA does not sell insurance or solicit applications for insurance through this website. The descriptions of the various products and services offered by the member companies of RCA contained in this website are provided solely for general informational purposes. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. The precise coverage afforded by RCA is subject to the terms, conditions and exclusions of the policies as issued. Products and services described herein may vary from state to state and may not be available in all states. 

User Identification, Passwords and Security
Certain areas of the RCA Web site are accessible only through the use of user identification and passwords. If you have been assigned or selected user identification and passwords for access to these restricted areas, you are responsible for maintaining the security and confidentiality of that information and all information obtained through access to these restricted areas. You are responsible for all activities undertaken under your identification and password. You may not allow any other person to use your identification or passwords.

Hyperlinks
As a convenience to you, this website contains links to other sites independently maintained by others. Because RCA does not control these other sites, we cannot make any representations regarding and are not responsible for the content or accuracy of the materials on these linked sites. In addition, the link to these sites should not be construed as a recommendation, endorsement, adoption or approval by RCA of any products or services offered by the sponsors of these sites, or the views or opinions expressed therein. RCA is not responsible for your use of such linked sites or the products or services offered by the sponsors of these sites. You should make an independent investigation and evaluation before acquiring any of such products or services.

You may provide hyperlinks to the RCA website only with our prior permission. You may request such permission by sending an e-mail to webmaster@rca-insurance.com. Please include in your request your name, address, telephone number and a brief description of your site and why you would like to establish a link to this site.

General
This website is based in Clifton, NJ. RCA makes no claims that the materials available on this website are appropriate or may be downloaded outside of the United States. Access to the materials in this website may not be legal by certain persons or in certain countries. If you access the website from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. By virtue of maintaining this passive website, RCA shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server or Internet provider is resident, domiciled or located. This Agreement is governed by the internal substantive laws of the State of New Jersey, without respect to its conflict of laws principles. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in material on a particular page of this website, this Agreement constitutes the entire Agreement between you and RCA with respect to use of this website.

Provisions not otherwise held invalid shall remain in force.