About R.C.A.

The R.C.A. Insurance Group has provided a property & casualty market for the food and beverage industry since 1981 when it was formed in the State of New Jersey. The R.C.A. program is underwritten by admitted and non-admitted A rated A.M. Best carriers. Licensed independent brokers in most states are welcome to submit applications. The progam is designed for most businesses in the food & beverage class of the hospitality industry.  Unfortunately, we will not offer policies to nightclub or bars with entertainment.

Insuring restaurants, taverns and all retail food and beverage establishments is our only business. We have learned from experience to provide the very best insurance package to effectively cover all the risks that the business owners require. All essential coverages necessary to protect the hospitality owner are available. In addition, we offer an enhancement endorsements that feature additional insurance for food spoilage, mechanical breakdown, money & securities, outdoor signs, glass, backup of sewers & drains, electronic data processing equipment breakdown, to name only a few off the long list of enhancements. Since the inception of R.C.A. in 1981, there has never been a period that we did not have a market for the hospitality industry.

Please take the time to sample our entire menu of products and services. We are confident that if you give us an opportunity to quote your next hospitality piece of business we will begin a long and profitable business relationship.